Our Products

Tailored financial solutions for every need in your automotive journey.

A happy person driving a modern car, seen from the side.

Used Car Loans

Get behind the wheel of your dream car with our simplified loan process. We offer competitive interest rates, flexible repayment options, and quick approvals to make your purchase seamless and affordable.

Learn More

Why Choose Us?

We provide financing solutions designed for your convenience and peace of mind.

Affordable Interest Rates

Affordable Interest Rates

Get competitive rates designed to make your dream car more accessible.

Flexible Tenure

Flexible Tenure

Choose repayment terms that suit your needs from 12 to 60 months.

Minimal Paperwork

Minimal Paperwork

Enjoy a hassle-free, digital-first process that saves you time and effort.

Quick Disbursal

Quick Disbursal

Funds credited to your account in as little as 24 hours.

How It Works

Our loan application process is designed to be simple, transparent, and incredibly fast.

EMI Calculator

Use our second hand car EMI Calculator to input your desired amount, interest rate and tenure, and view an instant summary.

₹ 16,607 monthly EMI

Total Payable

₹ 5,97,852

Principal Loan Amount ₹ 5,00,000
Total Interest Payable ₹ 97,852
5,00,000
₹50k₹50.0L
36 Months
12 Months84 Months
12% p.a.
7% p.a.25% p.a.

Disclaimer: The results provided by this calculator are for informational purposes only and are based on the inputs provided. Actual loan terms, EMI amounts, and eligibility may vary based on your specific circumstances and the lender's policies. We recommend consulting with a financial advisor or directly contacting the lender for accurate information. Spinny Capital makes no warranties regarding the accuracy or applicability of these calculations.

Frequently Asked Questions

Have questions? We've got answers. If you don't find what you're looking for, feel free to contact us.

What Our Customers Say

“The entire loan process was surprisingly fast and transparent. The team was incredibly supportive and I got the keys to my new sedan in just two days!”

Avatar of Priya Sharma

Priya Sharma

Car Buyer, Mumbai

“As a dealership, inventory funding is critical. Spinny Capital's platform is a game-changer for us. It's fast, flexible, and has helped us double our stock.”

Avatar of Rajesh Kumar

Rajesh Kumar

Dealer Principal, Kumar Motors

“I was hesitant about financing a used car, but their team guided me through every step. The interest rate was fair and there were no hidden charges. Highly recommended.”

Avatar of Anjali Singh

Anjali Singh

First-time Car Owner, Bangalore

Spinny Insurance Logo

Secure Your Drive in Minutes.

Simple, transparent, and digital-first insurance policies designed for your peace of mind.

Illustration of a person holding a car key next to a smartphone showing a car insurance application.