Instant Used Car Loans
Get the best financing options for your dream pre-owned car with minimal paperwork and quick approval.
Apply NowFlexible Dealer Financing
Empower your dealership with our seamless inventory funding solutions and grow your business with us.
Know MoreEasy EMI Payments
Manage your loan effortlessly with our simple and convenient online EMI payment portal.
Pay EMIOur Products
Tailored financial solutions for every need in your automotive journey.

Used Car Loans
Get behind the wheel of your dream car with our simplified loan process. We offer competitive interest rates, flexible repayment options, and quick approvals to make your purchase seamless and affordable.
Learn MoreWhy Choose Us?
We provide financing solutions designed for your convenience and peace of mind.
Affordable Interest Rates
Get competitive rates designed to make your dream car more accessible.
Flexible Tenure
Choose repayment terms that suit your needs from 12 to 60 months.
Minimal Paperwork
Enjoy a hassle-free, digital-first process that saves you time and effort.
Quick Disbursal
Funds credited to your account in as little as 24 hours.
How It Works
Our loan application process is designed to be simple, transparent, and incredibly fast.
EMI Calculator
Use our second hand car EMI Calculator to input your desired amount, interest rate and tenure, and view an instant summary.
Disclaimer: The results provided by this calculator are for informational purposes only and are based on the inputs provided. Actual loan terms, EMI amounts, and eligibility may vary based on your specific circumstances and the lender's policies. We recommend consulting with a financial advisor or directly contacting the lender for accurate information. Spinny Capital makes no warranties regarding the accuracy or applicability of these calculations.
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What Our Customers Say
“The entire loan process was surprisingly fast and transparent. The team was incredibly supportive and I got the keys to my new sedan in just two days!”
Priya Sharma
Car Buyer, Mumbai
“As a dealership, inventory funding is critical. Spinny Capital's platform is a game-changer for us. It's fast, flexible, and has helped us double our stock.”
Rajesh Kumar
Dealer Principal, Kumar Motors
“I was hesitant about financing a used car, but their team guided me through every step. The interest rate was fair and there were no hidden charges. Highly recommended.”
Anjali Singh
First-time Car Owner, Bangalore

Secure Your Drive in Minutes.
Simple, transparent, and digital-first insurance policies designed for your peace of mind.
